Company description
Thinking about the worst things that can happen to you and your family is never a pleasant thought. With comprehensive insurance coverage you will be giving your loved ones the financial safety net they deserve. We work directly with leading Canadian insurers and as a result are able to offer all their latest life insurance products.
Life Insurance is an essential part of any financial plan and is reliable protection solution to ensure the financial safety of your family or business. Whatever your needs are, a life insurance plan can:
* Give you a peace of mind knowing your family is protected
* Ensure your largest financial obligation - your mortgage is paid off and your home is safely in the hands of you beneficiaries
*Provide an asset that provides for intergenerational wealth creation and transfer
*In business, provide for Key Person Protection
*Offer a full portfolio of investment opportunities
*Accumulate cash value through tax-sheltered environments
*Cover funeral costs
More details
- Life Insurance
- Everyone wants to protect and provide for their family. In that regard, your role is irreplaceable. There are a variety of ways that others rely on you financially, and a life insurance policy can be an inexpensive way to look after these important people in your life if something were to happen to you. Make sure your insurance policy is adequate using a thorough examination of your death benefit needs as there a variety of life insurance products available. Some life insurance policies also provide an investment environment for your premiums.
- Critical Illness Insurance
- Medical advances have dramatically improved the survival rates of people who suffer critical illnesses such as cancer, stroke and heart disease. Recovery may come with a significant financial cost that impacts both you and the people close to you.
Critical illness insurance offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you will receive a lump-sum cash payment. Unlike reimbursed health insurance benefits, you decide how to spend the money.
- Long Term Care Insurance
- It’s easy to take our ability to perform day-to-day activities for granted. But this can change at any age. Long-term health care insurance could cover the rising cost of living in a long-term care facility which could range anywhere from $1500 to $5000 a month. This is why it’s so important to consider your future healthcare needs as you build and review your retirement savings and income plans.
- Disability Insurance
- Disability insurance is an insurance policy that will replace a portion of your income in the event that you become disabled and are unable to earn an income. There are different types of disability insurance plans such as, individual or group plans, as well there are government plans such as workers compensation or benefits provided under the Canada Pension Plan.
A disability can be from a number of causes such as injury, serious illness, or even mental health. You can purchase a long-term or short-term disability plan.
