Crazy Rates is a very special company for you if you live in Greater Toronto Area and would like assistance in negotiating your mortgage. We set a goal to deliver the best rates and conditions on the market. We work with all banks and private lenders to be on top of the competition. We understand you! Even the smallest differences in repayment terms and interest rates can translate into thousands of dollars when added up over the total repayment period – and that is your hard-earned money that is at stake.