How do you get a new or used car with no money down and bad credit in Kitchener? New Car Canada is your free online service offering you free car loan approved. After you're approved, we will ask you what brand of vehicle you want to get. Car? Truck? SUV? Van? Do you have any specific brand in mind? Please be prepared. Earnings of 1800 or more monthly in Ontario, you will be approved 99% of the time.